Are mouth guards covered by insurance? That depends on your plan. Some plans cover it and other plans do not. If you are unsure, it is best to check your outline of coverage or call your plan to find out.
If your insurance does cover teeth grinding, the coverage is likely a major service. This means your cost sharing is typically higher than compared to teeth cleaning or a filling. This is why we recommend always using an
Additionally, major services usually have a 12-month waiting period. This waiting period is very common with dental insurance carriers. What does this mean? As we wrote before, if you want to receive an immediate benefit from your dental insurance for teeth grinding, you should purchase the policy 12-months in advance, long before you think you will need it.
One carrier is very economical and an easy plan to work with. It is available in most states and has a robust dental network. Like other covered carriers, teeth grinding is a major service. However, like most plans, coverage for teeth grinding is at a 12-month waiting period. This means you really need to buy the policy 12-months in advance or just wait it out.
Another carrier we like is also very economical. (Can you see a trend…we want you to save money.) They have solid premiums for the benefits. Moreover, they offer day 1 coverage for conditions like teeth grinding. Although, you will have a higher cost sharing for day 1 coverage than if you waited for 12-months.
For example, let’s say your dentist recommends a night mouth guard for teeth grinding. Let’s assume the dentist is in-network (we always recommend) and the costs are $500 per the insurance contract. If you went to the dentist immediately and utilized day 1 coverage, you would have to pay 85% of this cost or $425.
Are mouth guards covered by insurance? That depends on your plan. Some plans cover it and others do not. If you are unsure, it is best to check your outline of coverage or call your plan to find out.
If your insurance does cover teeth grinding, the coverage is likely a major service. This means your cost sharing is typically higher than compared to teeth cleaning or a filling. This is why we recommend always using an
Additionally, major services usually have a 12-month waiting period. This waiting period is very common with dental insurance carriers. What does this mean? As we wrote before, if you want to receive an immediate benefit from your dental insurance for teeth grinding, you should purchase the policy 12-months in advance, long before you think you will need it.
One carrier is very economical and an easy plan to work with. It is available in most states and has a robust dental network. Like other covered carriers, teeth grinding is a major service. However, like most plans, coverage for teeth grinding is at a 12-month waiting period. This means you really need to buy the policy 12-months in advance or just wait it out.
Another carrier we like is also very economical. (Can you see a trend…we want you to save money.) They have solid premiums for the benefits. Moreover, they offer day 1 coverage for conditions like teeth grinding. Although, you will have a higher cost sharing for day 1 coverage than if you waited for 12-months.
For example, let’s say your dentist recommends a night mouth guard for teeth grinding. Let’s assume the dentist is in-network (we always recommend) and the costs are $500 per the insurance contract. If you went to the dentist immediately and utilized day 1 coverage, you would have to pay 85% of this cost or $425.
